Welcome to IVA Remortgages
Our specialist IVA remortgage brokers have extensive experience with bad credit problems and especially those with an IVA.
Get in touch today for a Free No Obligation Quote. So whether you want to pay off your IVA early, clear your Trustee share, remortgage as part of a creditor proposition before you enter your IVA or insolvency, or not.
So please, don’t worry! We help over 95% of all those who
Our specialists can help with any of the following:
- IVA or Bankrupt
- Need to clear your IVA early with a remortgage
- Bad credit record CCJ, Defaults, Arrears
- Turned down and classed as bad credit
- Self-employed and No proof of income
- Chased by credit card or debt collection Agency
- Threatened with home repossession
- Struggling with debts and needing to consolidate
If you are unfortunate enough to have been declined a remortgage in the past due to your IVA – We can help!
We specialise in helping people raise the cash tied up in their home by arranging an IVA remortgage. Whatever you’re looking to achieve, we will help to find you the most appropriate remortgage to suit your individual requirements.
Finding an IVA Remortgage is not easy for some remortgage lenders as they are not specialists in this area. With IVA Remortgages we can help you find a remortgage within minutes of applying so we can put your mind at rest by our fast approval and decision.
Bad Credit Terms
IVA (Individual Voluntary Arrangement) is a status used when the creditors agree to a lower monthly figure, which stops Bankruptcy proceedings and allows the person to continue earning and paying their commitments. If you wish to take out an IVA then the Best IVA Company is Debt Help Direct.
CCJ (County Court Judgment) is a judgment given by a court for non payment of an unsecured debt, this remains on the applicants credit file for 7 years.
Arrears are when payments are missed, this normally is associated to a mortgage or secured loan.
Adverse Credit is a general term for people with a poor credit history.
Default is a status given to an account when four or months payments are missed. If the applicant can be found a CCJ will be issued against them.
Repossession Order is when a lender takes possession of a property when payments have been missed and negotiations between the mortgagor & mortgagee have broken down.
Bankruptcy is a status used when someone cannot obligate their financial commitments. This lasts normally for a period of between 12 months until 5 years. The bankrupt person is unable to obtain credit for more than £250 and has a ceiling attached to their earnings.
Our team of IVA remortgage brokers have access to the most up-to-date rates from the UK’s top remortgage lenders. IVA Remortgages will arrange for an assessment to be carried out from a wide range of mortgage products. – we can take the hassle out of shopping around and are fully confident that we can arrange for a very competitive IVA remortgage for you.
Whatever your credit history and whatever is on your credit history file we can help you out- Even if you have had a problem getting a remortgage in the past we will do everything possible to help you get the lowest rate IVA Remortgage in the UK.